Mortgages That Work for Real Life.
From AAA Credit to Complex Refinance Solutions — We Build Approval Strategies That Win.
Whether you’re investing, rebuilding, or just trying to survive rising costs — our team finds the lender, rate, and structure that fits your life.
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[📥 Download Our Free Guide] → lead magnet opt-in
How Can We Help You:
A Clients / Purchases / Renewals
- Pre-approvals
- New home purchases
- Renewals with smart strategies
- Rate comparisons & term planning
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Equity Access / Refinancing / Consolidation
- Cashflow restructuring
- CRA arrears, consumer debt
- Divorce, title transfers
- Second mortgages, HELOCs
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Complex Situations / Private & B Lending
- Poor credit
- Self-employed
- Multi-property owners
- Power of sale, arrears, bankruptcies
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Why SM Mortgages?
“We don’t just shop rates — we build real solutions.”
- 1:1 custom planning with experienced brokers
- Access to A, B, and Private lenders
- Partnered with financial advisors and realtors
- Over $X in funded deals across client types
- Strategy sessions designed to improve outcomes long-term